Besides traditional parenting roles, another main role parents have is to look out for the future of their children, we owe it to them. That, of course, may involve securing their financial future during their colleges years somehow in this difficult times of financial crisis all around the world. But, a penny at time is a penny saved so a difference will definitely be made in the long run.

Since my three children have been born, my husband and I have made the effort to open certain financial accounts on their behalves.  We opened a college fund in a financial institution, custodial accounts, and finally, a savings accounts in our local bank that they could manage on their as they get older.


Although today we have access to information and be easily educated via the Internet, visiting our local bank was key to make the right decisions when choosing what to do for our children.  I know that for busy parents doing the in-person banking has become a hassle because of the fast-paced life we all lead now and we all rather do the online banking thing, but honestly, it does make a huge difference swinging by your local bank and have a face-to-face discussion with your bank representatives.  For starters, I consider that banks still conserve the traditional customer service and appreciation at its best, something other industries have overlooked over the years.  At my local bank, I am always greeted nicely, attended with respect and care, and I get their full attention.  This is what we all deserve as patrons of a bank or any other service.  As I said, banks still conserve this deference with their patrons and you should take advantage of it at all times while it lasts.

When opening the accounts for our children, we knew right off the bat that it was going to be a long process for each of our 3 children. We were pleased to receive excellent service at the bank and when we left, we felt we had accomplished a big deal.  The experience at your local bank has a lot to do with that feeling of accomplishment.  We were comfortable all the time, were offered water, and politeness and respect were key factors.  We felt we were being taken care of in the proper way.  For all these reasons, I still feel that going to your local bank in person is still important because you are, in fact, important to them, and they show it at all times. Even when I decide to make deposits in person as opposed to go the drive-thru, I see the difference.  In today’s world where everything is now electronics and cyberspatial, having that human contact and a morning smile can make your day.

In summary, what I am saying is that if you are planning for the future, whether it is for your retirement, your children’s college or an investment, yes, get educated with info from the Internet, but make sure you have a face-to-face meeting with your financial institution or your bank of preference.  You will receive excellent service because, think about it: they are being bestowed upon a huge responsability: your money.

– happy banking!

– TheMomsBuzz.com

Extra buzz for you: SunTrust has consistently ranked at the top for customer service for a good reason – they understand their customers. This lets them provide the right solutions to meet those customers’ unique needs. They believe banking solid is the key to living solid. See for yourself at livesolid.com, where you’ll find many great articles, tools and tips on everything from shopping to family to money.

Disclosures:

  1. “Disclosure: Compensation was provided by SunTrust via Glam Media”
  2. “The opinions expressed herein are those of the author and are not indicative of the opinions or positions of SunTrust”

 

About The Author

My real job in life is raising my 3 kids and having a nice, healthy and active family life. Along the way, I realized that motherhood didn’t come with a manual and frequently asked questions so I had to learn my way through with the help and advice of other mothers and that is how I decided to start a blog about tips for busy moms, The Moms Buzz, a lifestyle blog about only the buzz that matters. Modern moms are busy busy, and whatever tips make our lives easier we are ready to try them, we don’t have the time to read and read lengthy advices, but we can certainly read 1-2-3-SOLVED. Adriana is also the founder of ModaPreviewInternational.com and an established fashion/portrait photographer.

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